Actual

Actual

Local-first envelope budgeting software

Description

Want to do zero-based budgeting seriously—giving every dollar a job—without trusting all your account data to the cloud? Actual is local-first—data lives on your own device, and envelope budgeting assigns income to categories, so month-end you see instantly what's overspent and what has room left. It supports encrypted multi-device sync and you can self-host the sync server. Clean interface, very fast. Free and open source.

Features



Envelope budgeting: assign income to categories, give every dollar a job.

Local-first: data stays on your device, no forced cloud.

Encrypted sync: encrypted multi-device sync, self-hostable server.

Cross-platform: desktop, web and mobile, free and open source.